First degree Loan

First degree loan

Financial Support

First Degree

Who Can Apply ?

A student must be one of the following in order to be eligible for Student Finance:
  • A UK / EU National
  • A non UK/EU national with indefinite leave to remain, or with a ‘settled’ status, Refugee Status / humanitarian protection.
  • Spouse of a UK/EU National**
  • Must not have a previous UK Degree or an Equivalent Degree. Must be at least 18 years of age, there is no upper age limit for tuition fee loan.

How Much Can I get ?

  • In Addition to Tuition Fee Loan you may also be eligible for up to £15,000 in grants and student loans per annum for students living and studying Outside London and up to £17,000 per annum for students living and studying in London.

Adult Dependants'
Grant

Students with an adult who depends on them financially can apply for an Adult Dependants’ Grant of up to £3,007

You can apply for this grant on top of any other student finance you may get and you don’t have to pay it back.

Parents' Learning Allowance

Full-time students with children could get up to £1,716 a year.

Parent learning allowance does not have to be paid back .It is paid on top of your other student finance you may get and it won’t affect your tax credits.

https://www.gov.uk/parents-learning-allowance

Childcare-Grant

Childcare Grant

Students with children can apply for a Childcare Grant of:

Up to £169.31 a week for 1 child

Up to £290.27 a week for 2 or more children

The grant helps with childcare costs for children under 15, or under 17 if they have special educational needs.

Any money you get is paid on top of your student finance and you don’t have to pay it back.

Repaying Your Student loan

When do I have to repay?

You only start repaying your loan once you’ve graduated and you’re earning more than £25,725 a year. After that, you’ll pay back 9% of anything you earn over £25,725. So if you’re earning £31,000 an year, you repay £39.00 each month.

If your earnings drop below £25,725, your repayments will stop. if you live in England and took out a student loan on or after 1 September 2012, it will be cancelled 30 years after you become eligible to repay

Example Repayment Amounts

Annual income before tax Monthly salary Monthly repayment
Up to £25,725 £2,143 £0
£27,000 £2,250 £9
£28,500 £2,458 £28
£31,000 £2,583 £39
£33,000 £2,750 £54
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What if I don’t finish my course? 

If you don’t finish your course, you’ll still have to repay what you borrowed if you’re earning more than £25,725. You are advised to visit student finance England website for complete information and the requirements.

How to Apply

Tell us what you want to learn, and we’ll guide you through choosing a degree, fulfilling admissions requirements

Check your Eligibility

Use our eligibility checker if you want to see how likely it is that you’ll qualify for a course before you apply for it

Loans and Grants

You may be able to get student finance to help towards your living costs fee while you’re at university or college and tuition.