First degree Loan

First degree loan

Financial Support

First Degree

Who Can Apply ?

A student must be one of the following in order to be eligible for Student Finance:

How Much Can I get ?

Adult Dependants'

Students with an adult who depends on them financially can apply for an Adult Dependants’ Grant of up to £3,007

You can apply for this grant on top of any other student finance you may get and you don’t have to pay it back.

Parents' Learning Allowance

Full-time students with children could get up to £1,716 a year.

Parent learning allowance does not have to be paid back .It is paid on top of your other student finance you may get and it won’t affect your tax credits.


Childcare Grant

Students with children can apply for a Childcare Grant of:

Up to £169.31 a week for 1 child

Up to £290.27 a week for 2 or more children

The grant helps with childcare costs for children under 15, or under 17 if they have special educational needs.

Any money you get is paid on top of your student finance and you don’t have to pay it back.

Repaying Your Student loan

When do I have to repay?

The important thing to remember is that the amount you’ll repay will be based on how much you earn, not how much you borrow.

Once you leave your course, you’ll only repay when your income is above the repayment threshold. The current UK threshold is £27,295 a year, £2,274 a month, or £524 a week.

For example, if you earn £2,310 a month before tax, you’ll repay £3 a month. This is because £2,310 is £36 above the monthly threshold of £2,274, and 9% of £36 is £3 (rounded down to the nearest pound).


Look at the table for some more examples of how much you could repay.

Example Repayment Amounts

Annual income before tax Monthly salary Monthly repayment
Up to £27,295 £2,274 £0
£28,000 £2,333 £5
£29,500 £2,458 £16
£31,000 £2,583 £27
£33,000 £2,750 £42

What if I don’t finish my course? 

If you don’t finish your course, you’ll still have to repay what you borrowed if you’re earning more than £25,725. You are advised to visit student finance England website for complete information and the requirements.

How to Apply

Tell us what you want to learn, and we’ll guide you through choosing a degree, fulfilling admissions requirements

Check your Eligibility

Use our eligibility checker if you want to see how likely it is that you’ll qualify for a course before you apply for it

Loans and Grants

You may be able to get student finance to help towards your living costs fee while you’re at university or college and tuition.